Effective Date: January, 6, 2025 At Blackleaf Wealth, your privacy is a top priority. This Privacy Policy outlines how we collect, store, use, and protect your personal data in compliance with the General Data Protection Regulation (GDPR) and other applicable data protection laws. By engaging with our services or accessing our website, you agree to the practices described in this policy. 1. Information We Collect We may collect the following types of personal information: Contact Information: Name, email address, phone number, and mailing address. Financial Information: Investment details, bank account numbers, and tax-related information. Technical Information: IP address, browser type, and usage data from your interactions with our website. Communication Records: Details of correspondence with our team, including email and phone interactions. Other Relevant Information: Preferences, feedback, and any additional data you choose to provide. 2. How We Use Your Information We process your personal data for the following purposes: To deliver our investment, asset management, and corporate services. To communicate with you regarding your accounts, services, and updates. To comply with legal and regulatory obligations. To improve our website and services by analyzing usage patterns. To market relevant services or updates, with your consent. 3. Legal Basis for Processing We process personal data based on: Contractual Necessity: To fulfill our obligations to you as part of our service agreement. Legitimate Interests: To enhance our offerings and ensure the smooth operation of our services. Legal Compliance: To adhere to regulatory requirements, such as anti-money laundering (AML) laws. Consent: When you opt-in to receive marketing communications. 4. Data Sharing and Disclosure We respect your privacy and only share your data when necessary: With third-party service providers for IT, analytics, and administrative support. With regulatory bodies to comply with legal obligations. With trusted financial institutions for transaction processing. With your explicit consent, for purposes outside the scope of this policy. We do not sell or rent your personal information to third parties. 5. Data Security We implement robust security measures to protect your personal data from unauthorized access, disclosure, or misuse. These measures include: Encryption of sensitive information during transmission. Secure servers and firewalls. Regular audits and updates to our security protocols. 6. Data Retention We retain personal data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law. Once no longer needed, data is securely deleted or anonymized. 7. Your Rights Under GDPR and applicable laws, you have the following rights: Access: Request a copy of your personal data. Correction: Update or correct inaccuracies in your data. Erasure: Request deletion of your personal data, subject to legal obligations. Objection: Opt-out of data processing for direct marketing. Data Portability: Request a copy of your data in a structured, electronic format. Withdrawal of Consent: Revoke consent where processing is based on it. To exercise your rights, please contact us at policy@blackleafwealth.com. 8. International Data Transfers If your data is transferred outside of the European Economic Area (EEA), we ensure adequate safeguards are in place, such as standard contractual clauses, to protect your information. 9. Cookies and Tracking Technologies We use cookies to enhance your website experience. By continuing to browse our site, you consent to our use of cookies. You can manage your preferences through your browser settings. For more details, refer to our Cookie Policy. 10. Updates to This Policy We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We encourage you to review this policy regularly. Significant updates will be communicated via our website or email.

Effective Date: January, 6, 2025 By accessing or using our website and services, you agree to be bound by the following Terms of Service ("TOS"). Please read these terms carefully before proceeding. If you do not agree to these terms, you must refrain from using our website or services. 1. Acceptance of Terms By accessing this website or engaging with our services, you confirm that you have read, understood, and agreed to be bound by these Terms of Service, as well as our Privacy Policy. These terms may be updated periodically, and it is your responsibility to review them regularly. 2. Use of Website and Services Eligibility You must be at least 18 years of age to use our website or engage with our services. By using our services, you confirm that you have the legal authority to enter into this agreement. Permitted Use You may use this website and our services solely for lawful purposes. You agree not to: Use the website for any fraudulent, illegal, or unauthorized purpose. Access or attempt to access restricted areas of the website without proper authorization. Disrupt or interfere with the functionality or security of the website. 3. Services Provided Blackleaf Wealth offers investment management, asset management, corporate advisory, and other financial services. Specific terms and conditions for individual services will be provided in your service agreement. 4. User Obligations By using our services, you agree to: Provide accurate and up-to-date information during registration or when using our services. Maintain the confidentiality of your account credentials and notify us immediately of any unauthorized use. Comply with all applicable laws and regulations while using our services. 5. Intellectual Property All content on this website, including text, graphics, logos, and software, is the property of Blackleaf Wealth or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not: Copy, reproduce, or distribute any content without prior written permission. Use any content for commercial purposes without authorization. 6. Disclaimers No Guarantees Blackleaf Wealth strives to provide accurate and timely information; however, we do not guarantee the accuracy, completeness, or reliability of any content on this website or provided through our services. Investment Risks All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results. You acknowledge that all investment decisions are made at your own discretion. 7. Limitation of Liability To the fullest extent permitted by law: Blackleaf Wealth is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services. This limitation applies to damages related to loss of data, profits, or business opportunities. 8. Indemnification You agree to indemnify and hold harmless Blackleaf Wealth, its employees, officers, and affiliates from any claims, damages, or expenses arising from: Your violation of these Terms of Service. Your misuse of the website or services. 9. Termination We reserve the right to terminate your access to our website and services at any time, without notice, if we believe you have violated these terms or engaged in unlawful activities. 10. Governing Law These Terms of Service are governed by the laws of the State of Delaware. Any disputes arising from these terms will be resolved in the courts of Delaware. 11. Modifications to the Terms Blackleaf Wealth may revise these Terms of Service at any time. We will notify you of significant changes via email or by posting an update on our website. Your continued use of the website or services constitutes acceptance of the revised terms.

Effective Date: January, 6, 2025 At Blackleaf Wealth, we use cookies and similar tracking technologies to enhance your experience on our website, analyze usage patterns, and deliver tailored content. This Cookie Policy outlines how we use these technologies and your options for managing them. 1. What Are Cookies? Cookies are small text files stored on your device when you visit a website. They allow the website to recognize your device and remember information about your preferences or past actions. Cookies serve various purposes, such as enabling website functionality, enhancing user experience, and providing analytics. 2. Types of Cookies We Use We use the following types of cookies on our website: a. Essential Cookies Necessary for the website to function properly. Enable core features such as secure logins and account management. b. Performance Cookies Collect information about how visitors interact with our website. Help us improve website performance and usability. c. Functionality Cookies Remember your preferences, such as language or region. Enhance user experience by personalizing content. d. Targeting and Advertising Cookies Track browsing habits to deliver relevant advertisements. May include third-party cookies used for marketing campaigns. 3. How We Use Cookies We use cookies to: Ensure the smooth operation of our website. Understand user behavior to enhance website functionality. Provide personalized experiences based on your preferences. Track the effectiveness of marketing campaigns. 4. Third-Party Cookies Some cookies on our website are set by third-party service providers. These may include: Analytics Providers: To collect and report website usage statistics. Advertising Partners: To display targeted ads based on your browsing activity. We ensure that third-party cookies comply with applicable data protection laws and maintain your privacy. 5. Managing Your Cookie Preferences You can manage or disable cookies through: a. Cookie Consent Banner Upon your first visit, you will see a banner allowing you to accept or customize your cookie preferences. b. Browser Settings Most browsers let you manage cookies by adjusting their settings. You can: Block all cookies. Delete existing cookies. Set preferences for certain websites. For instructions, consult your browser’s help section. c. Opt-Out Tools Use tools provided by advertising networks to opt-out of targeted ads, such as the Network Advertising Initiative (NAI) or Digital Advertising Alliance (DAA). 6. Consequences of Disabling Cookies Disabling cookies may impact the functionality of our website, including: Limited access to certain features. Reduced personalization of your browsing experience. 7. Changes to This Policy We may update this Cookie Policy to reflect changes in technology, legal requirements, or our practices. Significant updates will be communicated via our website or email. By continuing to use our website, you agree to the terms outlined in this Cookie Policy. We appreciate your trust in us to handle your data responsibly.

Effective Date: January, 6, 2025 At Blackleaf Wealth, we are committed to providing accurate, transparent, and high-quality financial and investment services. However, it is essential to understand that all financial services and investments involve inherent risks. This Legal Disclaimer outlines the limitations of our services, the potential risks associated with investments, and the responsibilities of all parties involved. By engaging with Blackleaf Wealth, you acknowledge and agree to the terms outlined in this disclaimer. 1. General Information The content provided on our website, in marketing materials, and through our representatives is for informational purposes only. Blackleaf Wealth does not guarantee the accuracy, completeness, or timeliness of the information provided. The content on this website should not be construed as legal, tax, or accounting advice unless explicitly stated. 2. No Guarantees of Performance Past performance is not indicative of future results. All investments carry the risk of loss, including the potential loss of the principal amount invested. The performance of any financial instrument or investment strategy cannot be guaranteed. Economic, market, and other external factors can significantly impact investment outcomes. 3. Investment Risks By engaging in financial and investment services through Blackleaf Wealth, you accept the following risks: a. Market Risk Market volatility can result in fluctuations in the value of investments. Economic downturns, geopolitical events, or other market conditions may lead to losses. b. Liquidity Risk Certain investments may not be easily sold or converted into cash, leading to potential challenges in meeting liquidity needs. c. Credit Risk Fixed-income securities and other credit-dependent investments carry the risk of default by the issuer. d. Currency Risk Investments in foreign markets may be impacted by exchange rate fluctuations. e. Regulatory and Legal Risk Changes in laws, regulations, or tax policies can affect investment performance and accessibility. f. Operational Risk Errors, system failures, or other operational issues may impact transactions or services. 4. Client Responsibility While Blackleaf Wealth provides guidance and support, it is your responsibility to: Conduct thorough research and due diligence before making investment decisions. Consider your personal financial situation, investment goals, and risk tolerance. Regularly review your portfolio and communicate any concerns or changes in objectives to your advisor. 5. Third-Party Services Some services or products may involve third-party providers. Blackleaf Wealth is not responsible for the actions, performance, or policies of third-party entities. Any disputes arising from third-party services must be addressed directly with the respective provider. 6. No Fiduciary Obligation Unless explicitly stated in a written agreement, Blackleaf Wealth does not act as a fiduciary. Recommendations and advice are based on the information provided by you and market conditions at the time. 7. Limitation of Liability To the fullest extent permitted by law, Blackleaf Wealth shall not be liable for: Direct, indirect, incidental, or consequential damages arising from the use of our services or website. Losses resulting from investment decisions, market conditions, or other external factors. Errors or omissions in the information provided through our platforms. 8. Regulatory Compliance Blackleaf Wealth operates in compliance with applicable laws and regulations in the jurisdictions where we conduct business. Clients are responsible for understanding and complying with the laws and regulations applicable to their investments. 9. Professional Advice Any decisions regarding investments, legal matters, or taxation should be made in consultation with qualified professionals. Blackleaf Wealth does not provide legal, tax, or accounting advice unless explicitly stated in a written agreement. 10. Updates to This Disclaimer Blackleaf Wealth reserves the right to update this Legal Disclaimer at any time to reflect changes in our services, legal requirements, or market conditions. Updates will be communicated through our website or other appropriate channels. By engaging with Blackleaf Wealth and using our services, you acknowledge that you have read, understood, and agreed to this Legal Disclaimer. We encourage you to review this disclaimer regularly and seek professional guidance where necessary.

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